Whether at the start or end of your pensions journey, we aim to give you decisive and reassuring pensions advice.
Many people start to think in greater depth about their pensions and retirement around the age of 55. We help you with your questions over flexible benefits, drawdown options or accumulating several pension funds into one.
When circumstances change, we provide pension reviews if people have switched jobs or are made redundant. And for those who are already retired, we help with withdrawal strategies and how to provide sustainable income.
We also offer specialist pensions advice around commercial property and self-invested personal pensions (SIPPs).
Savings and Investments
Investing is not just about finding the best-performing funds.
For us, the emphasis is on supporting our clients’ financial wellbeing through each stage of the investment process.
We focus on risk and ensuring the investment funds and vehicles are suitable for your needs. This includes having honest and open conversations about your attitude to risk as well as using simulations to work through the various potential outcomes.
At Ebor we also have a proactive review service which helps you take corrective actions when they are needed.
This means that if there are major changes – in the market or in your own life – we aim to ensure you’re never left alone with financial uncertainty.
What’s one of the main reasons people come to us for financial advice? Family.
Having saved for a lifetime, our clients want to know they’re able to leave something behind for their loved ones, and they want to reduce the liability on their children or grandchildren for paying inheritance tax (IHT).
We aim to provide compassionate and reassuring expert advice to find the most appropriate strategies for a smooth transfer of wealth and help you find IHT-efficient solutions.
We can’t know what’s coming round the corner, but we can help you prepare in case the worst happens.
Asking “What if…” is often one of the toughest questions of all. “What if I get ill and can’t work?” Or “What if I die and leave my family without?”
These life-changing events, such as a serious illness, can set financial plans off course.
Whether it’s critical illness cover, income protection insurance or other protection policies, our advisers help steer you through the options and choose what’s suitable for you and your circumstances.