Financial Planning for Individuals


One of our most frequent questions from clients about their money is “Will it be enough?

-       Am I saving enough in my retirement plan?
-       Will there be enough to pass onto my grandchildren?
-       Have I got enough if something changes?
Speak to an adviser
To get you there, we don’t provide standard ‘off-the-shelf’ solutions – because no two financial plans are the same. Instead, our friendly, approachable advisers listen carefully to your needs, aspirations, and circumstances, and about what’s most important to you.

Only then can we help develop completely bespoke strategies. Matching your aspirations with your potential resources to achieve your financial goals.

Backed by our extensive market knowledge and research, we provide expert help and guidance to develop financial strategies which meet your objectives, circumstances, and attitude to risk.

And … when change happens, we are there with compassionate, reassuring advice to help you and your financial plans adapt.

Get in touch with an adviser to find out more, or read on for some of the key areas we focus on.

Our services

Retirement Planning

Whether at the start or end of your pensions journey, we aim to give you decisive and reassuring pensions advice.

Many people start to think in greater depth about their pensions and retirement around the age of 55. We help you with your questions over flexible benefits, drawdown options or accumulating several pension funds into one.

When circumstances change, we provide pension reviews if people have switched jobs or are made redundant. And for those who are already retired, we help with withdrawal strategies and how to provide sustainable income.

We also offer specialist pensions advice around commercial property and self-invested personal pensions (SIPPs).

Savings and Investments

Investing is not just about finding the best-performing funds. 

For us, the emphasis is on supporting our clients’ financial wellbeing through each stage of the investment process. 

We focus on risk and ensuring the investment funds and vehicles are suitable for your needs. This includes having honest and open conversations about your attitude to risk as well as using simulations to work through the various potential outcomes. 

At Ebor we also have a proactive review service which helps you take corrective actions when they are needed. 

This means that if there are major changes – in the market or in your own life – we aim to ensure you’re never left alone with financial uncertainty.

Intergenerational Planning

What’s one of the main reasons people come to us for financial advice? Family.

Having saved for a lifetime, our clients want to know they’re able to leave something behind for their loved ones, and they want to reduce the liability on their children or grandchildren for paying inheritance tax (IHT).

We aim to provide compassionate and reassuring expert advice to find the most appropriate strategies for a smooth transfer of wealth and help you find IHT-efficient solutions.

Protection Insurance

We can’t know what’s coming round the corner, but we can help you prepare in case the worst happens.

Asking “What if…” is often one of the toughest questions of all. “What if I get ill and can’t work?” Or “What if I die and leave my family without?” 

These life-changing events, such as a serious illness, can set financial plans off course. 

Whether it’s critical illness cover, income protection insurance or other protection policies, our advisers help steer you through the options and choose what’s suitable for you and your circumstances.

Get in touch

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